In late January 2023, the White House published a Blueprint for a Renters Bill of Rights. The blueprint was prepared by the Domestic Council and National Economic Council and contains five principles that are intended to support development of policies and practices that protect renters and promote rental affordability....more
Last autumn we wrote that the increase in interest rates was unlikely to cause a major disruption in the housing market and that the greatest risk facing the housing finance system resides in the ability of GNMA seller/servicers to satisfy demands on their cash to fund new loans and address delinquencies and repurchase requirements....more
As summer turned to autumn, the Federal Reserve continued its practice of raising interest rates to stop and reverse the inflationary pressures on the U.S. economy that has become one of the foremost domestic issues of 2022....more
Recent housing industry reports have noted large increases in the number of refinancings of Home Equity Conversion Mortgage (HECM) loans....more
On September 1, 2021 the White House released a visionary policy position paper that described in uncommon detail, its vision for housing programs in the Biden Administration. The strongest theme in the President’s message was the support and promotion of the involvement of non-profit organizations in many aspects of HUD’s programs. SP Group believes that...more
The U.S. Census Bureau recently published Community Resilience Estimates. SP Group analyzes and applies housing market assessment....more
The Federal Housing Administration (FHA) released its August 2020 Credit Risk Report. Here are some observations on FHA’s SDQ portfolio of loans as of August 2020...more
SP Group provides the U.S. Department of Housing and Urban Development (HUD) with analytic support services for the American Housing Survey (AHS)....more
In previous blogs we followed the Census Bureau’s Household Pulse Survey (HPS) to examine some effects of the COVID-19 pandemic, This week a new dataset was released that encompasses data collected from September 2 to September 14, 2020....more
In our earlier blogs, we followed the Census Bureau’s Household Pulse Survey (HPS) to examine the effects of the COVID-19 pandemic on the housing market....more